Why consider a special needs trust? A special needs trust can allow your property to be used for the benefit of your child, without it being considered their property for the purposes of SSI and Medi-Cal.
Protecting your assets. If you have a lot of creditors or might in the future, then you may want to consider an irrevocable trust. In a revocable trust, the grantor (or the person who creates the trust) retains ownership of all the property.